Long {term|time period} and {short|brief|quick} {term|time period} debt are {provided|offered|supplied} by {financial|monetary} {institutions|establishments} and banks whereas {short|brief|quick}-{term|time period} {interest|curiosity}-free financing {is available|is out there|is on the market} {through|via|by way of} {creditors|collectors}/accounts payable of any {business|enterprise}. Both these {parties|events} assess the credibility, {capacity|capability}, and willingness to pay {and also|and in addition|and likewise} assess {the genuine|the real}