Affirm Individual Financing Reviews

Affirm Individual Financing Reviews

Compare Unsecured Loans

Take a look at prices on new financial loans or refinance a loan that is existing.

Many Helpful Great Review

I needed a skateboard that is electric had no moo-lah. Affirm had my straight straight back however. They fronted me personally the dough for my wheels that are sick caused it to be a breeze also. They did not also keep a small ding to my credit history cause there is no difficult pull. In fact. I do not see all of all of them EVERYWHERE back at my CR. Oh well. Whatever. I acquired the things I desired. “MOST” regarding the unfavorable reviews are most likely individuals who did not spend their particular junk on some time really wants to put the blame on Affirm for the blemished rating. Some bad reviews may be as a result of the loan maybe perhaps maybe not arriving regarding the credit file. which can be clear. In terms of MY experience that is personal Affirm? Five stars Bros! keep writing!

Was this review helpful?

Most Helpful Bad Review

Innacurate reporting to experian

We have a perfect punctually re payment history along with of my records. I decided to go to submit an application for that loan and had been denied because affirm stated that I happened to be ninety days later to experian. The account ended up being paid down in complete and I also have evidence. Today i need to dispute it. Also the difficult query and denial of this loan I became only rejected. Don’t get that loan using this business. They will mess your credit up for no-fault of your personal.

Ended up being this review helpful?

These reviews had been compiled by present and previous borrowers when you look at the this past year.


We requested a journey loan but attempted to terminate within 24 hours but ended up being rejected . We finished up in medical center and delivered evidence w my EOB which entirely invaded my privacy whilst still being no reimbursement

Ended up being this review helpful?


RIPOFF SCAM RIPOFF. Business cancelled my agreement and refined the reimbursement but Affirm is declining to refund right back. Keep in mind given that they have actually your SSN they’ll jeopardize one to destroy your credit rating. USUALLY DO NOT GIVE YOUR SSN

Ended up being this review helpful?

Each loan hurts your FICO rating

We started my account on 1st 2019 for a year loan agreement I paid off my loan in full in November 2019, but to this day they still are reporting that I’ve only paid 8% off of my loan I disputed it with Experian and after that dispute affirm insist I’ve only paid 8% even though my statement says paid in full this has hurt my FICO score tremendously and it also lowers your credit history which hurts your credit as well october. The amount into the credit dispute range is definitely hectic and customer support doesn’t handle this sort circumstances. The mortgage procedure was quite simple however it is perhaps maybe not really well worth damaging your credit.

Ended up being this review helpful?

Easy, transparent, convenient

Helps my credit and easy to utilize. Three loans that are small far, no problems with no interest compensated. Like it. Thanks A Lot Affirm

Ended up being this review helpful?

Steer clear of them

Worst customer support. Will not offer the buyer like credit cards business in cases where a dispute occurs with all the seller. These are typically ripoffs, liars and seedy that is downright. They are going to offer you credit, bad credit loans guaranteed approval certain, but at a rate that is insane once more, no assistance whatsoever. Follow credit that is reputable businesses.

Ended up being this review helpful?

Paid down over 30 financial loans. Cannot have approved for absolutely nothing today. we paid then 1000s of dollars already. Really disappointed can’t get that loan for xmas shopping.

Ended up being this review helpful?

Exact exact exact Same! It really is strange they do not support customers that are loyal.

We have done company with Affirm for nearly a couple of years today and I also positively love them! Indeed you pay in interest however it isn’t that bad in the event that you repay it early and provide larger repayments even though you do not the attention is stilln’t that bad when compared with others that wish practically twice right back. They will have reported to your credit bureau that has boosted my rating (many thanks for the lol). I do not understand why there is a lot of bad reviews but We trust pp it’s most likely the consumer if there have been any problems. My knowledge happens to be great! I would personally suggest all of all of all of them!!

Ended up being this review helpful?

Affirm is a fraud – steer clear

I will produce an internet site with the support correspondences and can upgrade my reviews. For the time being but desired to publish here because i’m therefore upset at this time.

Whenever checking out the checkout procedure back at my mattress we picked the choice for affirm and put on terms where i really could pay back within half a year with no APRper cent. I had selected when I received the confirmation email the terms were completely different than what. We got 2 contradictory email messages from their particular customer care representatives, the very first one claiming that there clearly was a mistake on the web site as well as a 2nd emal which had been really point in fact and claimed often pay it back or terminate your order, nothing is we are able to do about any of it.


Ended up being this review helpful?

Maybe maybe Not worthwhile

They don’t really encourage respect. Even with 2 fast and effective loans using them, they paid off exactly how much credit i possibly could access. Very first time i obtained authorized for as much as 1900 to my buy on Wayfair( paid it well within per year) 2nd time Wayfair again 3400(paid it well in six months) and from now on they do say i will just access 1600 on my buy with a greater interest. At the top of till I came here lol that I didn’t even know they hurt your score

Ended up being this review helpful?

Then expect it to get reported if you ask for credit. If you do not need it reported you will need to visit a check cashing destination or small financial loans. It’s naive to believe usually. i am a new comer to Affirm, but are grateful when it comes to possibility to improve my credit rating with them.

easy application, payments

It absolutely was very easy to use and be considered. We put up payments that are automatic my credit score went up about 20 things in six months.

Had been this review helpful?

Include Your Analysis

Get in on the Credit Karma Community

It’s free, and you’ll get tools and info which will help you boost your economic health:

  • Fico scores and reports
  • Credit tracking
  • Customized suggestions

**Annual amount Rates, regards to loan, and monthly obligations provided tend to be projected and had been produced according to evaluation of data supplied by the customer and rate that is available from loan providers. While efforts were made to keep up precise information, the mortgage info is provided without warranty while the determined APR or other terms presented usually do not bind any lender. Loan providers generally speaking have actually a selection of readily available APRs (as an example, a lender’s range may be 2% to 12%) and just borrowers with exceptional credit will be eligible for the rate that is lowest readily available. Your APR that is actual will upon elements examined during the time of application, that might integrate credit rating, loan quantity, loan term, automobile information, credit use and record. All financial loans tend to be susceptible to credit analysis and endorsement. Furthermore, design 12 months, loan-to-value, minimum loan stability mileage, earnings, financial obligation, etc. constraints may use. When assessing provides, please review the lender’s conditions and terms for extra details.

Advertiser Disclosure: The provides that show up on this web site are from alternative party marketers from where Credit Karma obtains settlement. This payment may influence just how and where items show up on this web site (including, as an example, your order for which they look). It really is this settlement that permits Credit Karma to offer you solutions like no-cost usage of your credit ratings and no-cost tabs on your credit and economic records at no charge. Credit Karma strives to deliver an array that is wide of for the users, but our provides try not to portray all monetary solutions businesses or services and products.